The building society offers cheap home loans

The house bank is often the first point of contact when it comes to real estate financing. With home loans, however, completely different options have developed over the years. If you wanted to get a nice house thru available home loan. You must seek for the offers that will provide good benefits and nice payment options.

Sufficient for real estate financing

Sufficient for real estate financing

Nowadays, more and more insurers are also sufficient for real estate financing, but the home loan of a building society is still one of the classics of building finance.

Financing housing. Building society savers pay capital into the building society. The latter takes funds from the credit and allocates them according to a fixed principle for the building loan. From this fact, it can be explained why the construction financing of a bank looks different from the building loan of the building society.

The legal framework for building finance through the building society specifies, among other things, the building society law.

Home loan quick comparison

Home loan quick comparison

Real estate financing contract, which essentially consists of two phases:

  • the saving phase and
  • the loan phase.

Immediately after the contract is concluded, the consumer pays capital into his building society account. The latter bears interest with a fixed credit interest. In this way, the building society builds wealth. As soon as the credit reaches a prescribed amount – and other conditions such as the minimum saving period – are met, the building society contract is ready for allocation.

In practice, this means that the building society customer can not only call up the capital saved, but also take advantage of the building society loan. The contracting parties have defined its framework in advance. In the course of the loan phase, which is now beginning, the loan from the building society is repaid in fixed monthly installments.


Intermediate building loan financing: On the way to a building loan

In the past, rents have risen drastically, especially in metropolitan areas.

At the same time, low building interest rates make the building loan attractive.

Why not just move into your own home?

Many families legitimately ask themselves this question. And work towards this goal with a building society contract.

But how do you behave if there is capital in the home loan savings contract but it cannot yet be allocated?

A solution for this case is to use interim building loan financing .

Building money: Interim finance the building loan

Building money: Interim finance the building loan

The own residential property is in any case a considerable financial challenge and responsibility. Without real estate financing, the project only works in rare cases. However, a certain equity ratio cannot hurt. The building society contract ultimately combines both.

But: It usually takes several years before the capital is available – the building society contract is allocated. In everyday life, however, there are chances of owning a home that people are reluctant to miss.

One solution is interim building loan financing. This is a form of interim loan financing that has some special features.

Intermediate building loan financing: how it works

Intermediate building loan financing: how it works

With regard to the building loan, very different financing instruments can be combined today. In addition to the classic bank loan:

  • Funding programs
  • grants
  • Personal loans or
  • Building society contracts

always to be found in the financing concepts.

The building society savings contract offers the opportunity to start the project with equity capital, but the deadline has to be waited until it is ready for allocation.

But: Thanks to interim building loan financing, once the minimum savings balance – which is usually 40 percent or 50 percent – is reached, a loan that provides liquidity can be drawn on. The advantage is obvious. Thanks to the interim building loan, the builder can push the project home and take advantage of current price advantages.

Intermediate building loan financing – term and repayment

Intermediate building loan financing - term and repayment

In general, the term of an interim building society loan extends from several months to a few years. The repayment of the whole is usually made at maturity – with the amount that is ultimately available after the home loan contract has been allocated. At this point, however, builders must be aware that the total interest is on the entire term.

  • The interim financing causes a certain cost. This must be factored into the total cost ratio of financing – and the budget adjusted accordingly.

Loan without credit bureau entry & without credit bureau information

Are you in financial trouble and urgently need fresh money to expand your own room for maneuver, but did the house bank reject your loan request because of negative Credit bureau characteristics? No problem, because we also help in difficult situations. It is possible with the credit without Credit bureau information!

Offer you an elegant solution

Offer you an elegant solution

With the credit without Credit bureau information, we offer you an elegant solution with which you can create new financial scope for action even with an existing Credit bureau entry. The credit without Credit bureau is available for free use after successful transmission and can therefore be used individually for any purpose.

We guarantee you serious, discreet and fast handling of your credit matters. The whole thing at fair conditions and guaranteed and upfront costs.

Loan application rejected?

Loan application rejected?

Even if your house bank or other credit institutions have already rejected your loan request, we still manage to work out a suitable solution for our customers in almost hopeless situations. The whole thing even with severely limited creditworthiness due to hard negative characteristics in the Credit bureau.Our renowned partners have a lot of experience and the professional competence to master even difficult situations in an ideal way.

With a loan without Credit bureau information, they relieve your financial emergency and create the necessary freedom, even if you already have a Credit bureau entry.

Benefit from our advantages:

  • free & non-binding credit inquiry
  • direct online check with immediate acceptance
  • fast processing & application submission in 24h
  • high discretion & protection of personal data
  • fair conditions with optimal terms
  • maximum flexibility

The loan without Credit bureau information also brings you many advantages that you will not find with a conventional loan.

Advantages of credit without Credit bureau information:

  • No Credit bureau query (without Credit bureau information)
  • No data transmission to the Credit bureau (Credit bureau entry)
  • No impairment of the personal credit line
  • 100% risk-free and without upfront costs